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VERIFIEDAdam Chaney
Optimal Wealth
534 Buck Collins Rd
(also Downers Grove, IL & San Tan Valley, AZ)
Forest City, NC 28043
630-544-5350
About Optimal Wealth
My Mission Statement is "Helping People Build, Preserve & Distribute Their Wealth Through Ethical & Effective Wealth Management". The primary focus of our proprietary investment management process reduces risk during declining markets to avoid significant losses in portfolio values and still participate in the majority of advances in rising markets. Our motto is advance and protect. Our active management process is designed to optimize risk-adjusted returns. A passive approach is available.
See Disclosures
General Information
Firm Start Year
automated call
Yes
CRD#
5163318
Firm CRD#
6413
Insurance License#
17108414
Name of Broker/Dealer
LPL Financial Corporation
Name of Custodial Firm
LPL Financial Corporation
States Licensed in
IL AZ NC SC MI WI MD TX FL GA TN IN OH WA CO MN VA CA WV OK
Years of Experience in Financial Services
26
Number of Years with Current Firm
13
Work Experience
Our team at Optimal Wealth & Investments works as a team. The client numbers are above are listed in aggregate and then we assign a lead advisor to clients based on their preference, client complexities, client location, and best personality fit.
Work with the following types of clients
Individual Investors, Businesses
Advisory Services Provided
Financial Advice & Consulting, Investment Advice & Management, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Businesses, Financial Planning for Individuals
Services
Can meet clients in the following ways
Phone, Email, Your Office, Our Office, Video Conference, Your Home
Compliance
Registered Representative
Yes
Investment Advisor Representative
Yes
Acknowledged fiduciary
Yes
Compliance Disclosures in Last 5 years
I have a clean record
Criminal Disclosures in Last 5 years
I have a clean record
Qualifications & Membership
Certifications, Accreditations & Designations
CFP®, CRPC®
Securities Licenses
Series 66, Series 7
Insurance and Annuity Licenses
Accident, Annuity, Health, Life, Variable Annuity, Long Term Care, Disability, Variable Life
Firm Information
Advisor's Number of Clients
250
Advisor's Number of Managed Clients
160
Advisor's Number of Planning Clients
75
Total Assets Under Management by Advisor
$164,000,000
Compensation and Fees
Fee Structure
Fee-Based
Compensation Methods
Based on Assets, Hourly, Flat Fee, Commissions
Fee % Based on Assets
0.5-1.5%
Hourly Rate
$350
Additional Details on Charges
We fully disclose all costs and fees. The industry often presents complicated words and vocabulary, confusing the client. We do our best to simplify language and communicate effectively.
Minimum Fee Charged for Managed Accounts
$100
Minimum Fee Charged for Hourly Planning Accounts
$525
Education
Bachelors - Finance
Northern Illinois University
08/20/1998 -05/05/2000
Disclosures
RetirementPlanning.net provides referrals to financial professionals of LPL Financial, LLC (LPL). RetirementPlanning.net is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay RetirementPlanning.net cash compensation for these referrals, which creates the incentive for RetirementPlanning.net to make these referrals, resulting in a conflict of interest.
LPL ADV 2A
https://www.lpl.com/content/dam/edam/format/disclosure/a58.pdf
Additional Detailed Disclosures
https://www.lpl.com/content/dam/edam/format/disclosure/wiseradvisor-lpl-detailed-disclosures.pdf