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401k and IRA 2023 Contribution Limits
The 401k and Individual Retirement Account (IRA) are, in more ways than one, an obvious choice for those planning for their retirement. Both plans ... -
What to Do if You Over-Contributed to Your 401(k)
A 401(k) retirement account is a tax-advantaged account that an employer offers to an employee. This company-sponsored plan is one of the best savings ... -
Why One Size Doesn’t Fit All in Retirement Planning
Retirement planning refers to planning for your future needs after you quit working. It can include tax planning, healthcare planning, debt management, as well ... -
Why Are Retirement Benefits Important for Workers?
A job helps you gain financial independence and can help you build your life as you see fit. Your education and hard work prepares ... -
The Pros and Cons of Borrowing Against Your 401k
You may have a number of financial needs in life. Some of these can be accomplished with savings, some with your investment returns, and ... -
How to Decide the Right Time For You To Retire
Retirement can draw mixed emotions in most people. For some, it is a welcomed change, while others may see it as a bitter passage ... -
Why Your 401(k) May Not Be Enough for Retirement
The average median retirement income as of 2022, as declared by the U.S. Census Bureau for someone aged 65 or above, is $47,357. The ... -
Tips for Managing Cash Flow in Retirement
There are two phases of retirement planning. The first involves the preparation for retirement. This includes setting a budget for savings, investing the money ... -
How to Make Your Retirement Income Plan Recession-Proof
If you have been diligently planning for your retirement, but the talk of recession is making you uneasy, you are certainly not alone. With ... -
How Roth IRA Fees Affect Your Return on Investment
The Roth IRA is one of the most widely used retirement vehicles in the U.S. An Individual Retirement Account (IRA) has two types – ...
