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VERIFIEDTheo Halbardier
The Financial Sciences Company
5631 Summer Star Lane
Frisco, TX 75036
214-436-7440
Wealth Management, Backed by Science
About The Financial Sciences Company
The Financial Sciences Company is a fee-only fiduciary wealth management firm built on a simple conviction: individual investors and retirees deserve the same rigor, discipline, and access the largest institutions enjoy.
We serve people whose finances have outgrown a simple plan: retirees and near-retirees maximizing their income, executives navigating equity compensation, business owners approaching a sale, and families who want their wealth managed as one coordinated system. Our work covers the four disciplines every household needs managed: cash flow and retirement income, risk, estate, and tax.
Our investment approach is what sets us apart. We invest across the whole market, public and private: stocks and bonds, but also private real estate, private credit, and other alternative investments most portfolios never reach. Every allocation is vetted with institutional-grade diligence on sponsors, structures, terms, and liquidity, the same discipline our founder practiced through years in institutional markets, where he helped raise over $500 million in capital and consulted on portfolios totaling more than $10 billion.
We are fee-only: no commissions, no products, no hidden or layered fees. Our only compensation is a simple advisory fee based on the assets we manage, which keeps our interests aligned with yours. In other words, we do better when you do better.
Science is in our name because it is how we work: evidence over narrative, written plans over guesswork, and portfolios stress-tested before they are trusted.
See Disclosures
General Information
Firm Start Year
automated call
Yes
CRD#
6975190
Firm CRD#
340099
Name of Custodial Firm
Charles Schwab
Work Experience
The Financial Sciences Company - Founder & Private Wealth Advisor (2024-present)
I founded The Financial Sciences Company to deliver what I believe individual investors and retirees deserve but rarely get: institutional-caliber planning and portfolio construction from a fee-only fiduciary with no products to sell. We build retirement income plans, coordinate tax strategy, and engineer portfolios that reach past stocks and bonds into real estate, private credit, and other alternatives, with the same diligence discipline I spent my career applying on the institutional side.
Sealy Investment Securities - Senior Regional Vice President (2025)
I served as a senior consultant to financial advisors, RIAs, and broker-dealers across a large multi-state territory on private real estate investing, with deep specialization in industrial real estate: the warehouses, logistics, and distribution facilities that power the modern economy. I helped advisory firms evaluate and implement private funds, evergreen structures, and tax-advantaged strategies including Delaware Statutory Trusts (DSTs) and 1031 exchanges, with a focus on how these investments actually behave inside a portfolio: the income, the risks, the tax treatment, and the exit.
Ashford Securities - Assistant Vice President, Capital Markets (2022-2024)
I raised capital for institutional-quality private real estate, with a specialty in luxury hospitality, including portfolios of Ritz-Carlton and Four Seasons branded resorts and hotels. Covering advisors across the western and south-central U.S., I worked across a wide range of investment structures: non-traded REITs, interval funds, preferred equity, private placements, and 1031/DST exchange vehicles. I spent my days on the discipline that matters most in private markets: diligence on sponsors, structures, terms, and liquidity. Knowing what to avoid, and why, is as valuable to my clients today as knowing what to recommend.
Beneficient - Regional Sales Associate, Originations (2020-2022)
I worked at the intersection of private markets and institutional finance, specializing in secondaries: providing liquidity solutions for holders of hedge funds, private equity funds, venture capital, and other alternative investments. It was a rare vantage point on how the most sophisticated corners of the market actually work: how institutions and pensions price illiquid assets, how hedge fund and private equity interests are acquired at a discount, and how portfolios of private companies, funds, and pre-IPO positions are valued and structured. Very few advisors have first-hand fluency in that world, and it directly shapes how I evaluate every private investment I consider for clients today.
Merrill - Financial Advisor, then AVP, Corporate Financial Solutions (2018-2020)
I began my career at Merrill, one of the largest wealth management firms in the country: first as a Financial Advisor delivering full-scope financial planning, retirement strategy, and investment management, then promoted into a corporate financial solutions role serving companies and their executives, including equity compensation and workplace benefit programs. I learned how the biggest institutions deliver advice at scale, and I saw exactly where a big firm's interests and a client's quietly diverge. That's why I built something independent and fee-only: the discipline of the big firms, without the conflicts.
Work with the following types of clients
Investment Clubs, Individual Investors, Non-Profit Organizations, Businesses
Foreign Languages Serviced
English, Spanish
Advisory Services Provided
Investment Advice & Management, Financial Advice & Consulting, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Legal Advice and Services, Education Funding and Planning
Services
Investment Types
Stocks, Commodities, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Bonds, Options & Futures, FOREX & Currency, Mutual Funds, Alternative Investments, Socially Responsible Investments (SRI)
Can meet clients in the following ways
Email, Phone, Your Home, Your Office, Video Conference
Compliance
Registered Investment Advisor
Yes
Investment Advisor Representative
Yes
Acknowledged fiduciary
Yes
Compliance Disclosures in Last 5 years
I have a clean record
Criminal Disclosures in Last 5 years
I have a clean record
Qualifications & Membership
Certifications, Accreditations & Designations
CFP®, CAIA®, CIMA®
Securities Licenses
Series 66
Compensation and Fees
Fee Structure
Fee-Only
Minimum Portfolio Size for New Managed Accounts
$0
Compensation Methods
Based on Assets
Fee % Based on Assets
0.25-1%
Additional Details on Charges
We are a fee-only firm: our only compensation is a simple advisory fee based on the assets we manage for you. No commissions, no product sales, no hidden or layered fees. This structure keeps our interests aligned with yours. In other words, we do better when you do better.
Education
Bachelor of Science - Industrial Distribution (College of Engineering)
Texas A&M University
09/01/2013 -12/01/2016
Disclaimer
The Financial Sciences Company, LLC is a registered investment adviser in the State of Texas. Advisory services are offered only to residents of states where the firm is registered or exempt from registration requirements. This profile is for informational purposes only and does not constitute investment, tax, or legal advice, or an offer to buy or sell any security. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.