National Retirement Planning Experts

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Local Professionals

Kenneth Beber

Peak Financial, Inc.

1011 Surry Lane
Bldg. 200, Suite 16

Flower Mound, TX 75022
(469) 3221210

Risk varies inversely with knowledge

About Peak Financial, Inc.

I have been an Independent Financial Service Representative since 2000, and have been involved in business management and finances for over 20 years. As any independent advisor, I specialize in working with individuals and small businesses to provide solutions that help his clients to reach their financial goals.

While some financial advisors focus on selling products, I focus on solutions, specifically customizing plans to suit my clients' individual needs. I educate clients to lessen their worries and to help them make more informed financial decisions, by offering a professional, independent and unbiased viewpoint.

I focus on helping a select group of high net worth individuals and retirees to manage all aspects of their financial lives from investment strategies, retirement planning, estate planning issues, risk management and retirement income distribution.

Registered Representative offering securities and advisory services through Independent Financial Group LLC, a registered broker-dealer and investment adviser. Member FINRA & SIPC.

General Information

Firm Start Year

2000

No.of Employees

5-9

CRD#

4257664

Insurance License#

TX 1403116 CA 0D18553

Name of Broker/Dealer

Independent Financial Group

Name of Custodial Firm

Pershing LLC

States Licensed in

AZ, CA, CO, MN, NE, OH, OK, OR, PA, TX

Years of Experience in Financial Services

17

Number of Years with Current Firm

6

I work with the following types of clients

Individual Investors, Businesses

Services

Investment Types

Bonds, Stocks, Annuities, Insurance, Alternative Investments, Mutual Funds, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)

I can meet clients in the following ways

At your office, Via phone, At my office, At your home, Via email

Compliance

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Securities Licenses

Series 63, Series 66, Series 6, Series 7

Insurance and Annuity Licenses

Health, Annuity, Accident, Disability, Variable Annuity, Variable Life, Long Term Care, HMO, Life

Financial Organization Memberships

National Association of Insurance and Financial Advisors (NAIFA)

Firm Information

Advisor's Number of Clients

87

Advisor's Number of Managed Clients

75

Advisor's Number of Planning Clients

75

Compensation and Fees

Fee Structure

I am a fee-based financial professional

Minimum Portfolio Size for New Managed Accounts

$100,000

Compensation Methods

Commissions

Fee % Based on Assets

0.25-1.00%

Hourly Rate

$200

Flat Fee Rate

$500

Minimum Fee Charged for Hourly Planning Accounts

$200

Minimum Fee Charged for Flat Fee Accounts

$500

Education

Associate in Business Administration - Business Administration

Chaffey College
January 1994 - June 1995

Bachelor of Business Administration - Business Administration

California State University-San Bernardino
1996 - 1998

Disclaimer

Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. OSJ Branch: 12636 High Bluff Drive Suite 100, San Diego, CA 92130. Peak Financial Inc. and IFG are unaffiliated entities.