Bachelor of Science

Master of Business Administration

Scott McGraw - Financial Advisor in West Chester, PA | WiserAdvisor.com

MERIT helps client achieve financial success. Our comprehensive service includes financial planning, investment management & financial advisory services. MERIT is an independent Registered Investment Advisor (RIA) & a Fiduciary, working solely in our clients' best interests. We offer clients a high level of service, low fees and great value.<br/>

MERIT Investment Management

MERIT helps clients develop a comprehensive financial plan & investment strategy for retirement. We help clients evaluate their options and focuses on improving three key items: 1) expanding the available investment options, 2) lowering overall costs and 3) adding additional investment services.

MERIT helps clients achieve their goals through its three services: financial planning, investment management & financial advisory. We help clients assess their current financial situation and develop a comprehensive Interactive Financial Plan to manage all aspects of their financial life. MERIT develops a customized Investment Strategy for each client. We conduct client discussions to establish each client's investment strategy as well as an effective communication plan based on client preferences.

MERIT builds a comprehensive Interactive Financial Plan for all clients to manage every aspect of their financial life. Our financial advisory services include retirement planning, education planning, estate planning, budgeting, debt management, tax assistance, evaluating Medicare options, Social Security options, insurance analysis & advising on all aspects of a client's financial decisions.

MERIT advises on all aspects of a client's financial decisions including investing, saving, borrowing and managing wealth.

MERIT specializes in helping clients take greater control of their 401k assets before or after their retirement. We can help clients execute '59.5' in-service distributions to gain greater control over their investment options, lower costs and increase flexibility while still employed and contributing to their company 401K plan. MERIT's financial planning services & Interactive Financial Plan projections help clients make a well-informed decision on their retirement.

MERIT helps clients establish education plans for children and grandchildren including utilizing 529 Education savings plans and UTMA accounts (Uniform Transfer to Minors Act).

MERIT implements best practices in investment management to achieve higher long term returns and build long-term wealth. We build model portfolios with low-cost, diversified ETFs across asset classes. MERIT improves diversification & returns through exposure to international markets. We employ a flexible approach to implement tactical investment strategy shifts to improve returns & reduce risk for client portfolios.

MERIT creates custom investment strategies for clients            to build long term wealth and achieve their goals. The investment philosophy is based on the following principles: simplicity, diversification, flexibility & low costs. We build target asset allocations based on a client's investor profile, risk tolerance and investment horizon.

MERIT constructs simple, comprehensive portfolios to minimize complexity & transaction costs. We manage portfolio risk through diversification across asset classes, geographies & strategies. MERIT re-balances portfolios to reduce portfolio risk & improve returns.

MERIT utilizes the best investment accounts to maximize long term investment returns. We continuously review the best investment strategies from all industry providers to utilize in its model portfolios. MERIT eliminates all transaction & custody costs utilizing Interactive Broker's platform. We track client investment strategy performance versus comparable investment strategies & market indexes.

MERIT offers estate planning through its comprehensive financial planning service. We also partner with a local legal firm to establish trusts and draft estate planning documents.

Scott McGraw

MERIT Investment Management

Achieve Financial Success: Establish Your Financial Plan & Investment Strategy

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