National Retirement Planning Experts

National Coverage
Local Professionals

David H. Morgan MSFS, CEP®, CFF

R.E.A.P., Llc

4651 salisbury Road
Suite 400

Jacksonville, FL 32256
(352) 4336565

A truly multi-disciplinary approach to all of your affairs.

About R.E.A.P., Llc

The REAP Companies (Retirement & Estate Advisors & Professionals, LLC)

We at REAP, LLC. are proud to have helped many families and individuals over the years. Our firm uses a robust team approach to focus on retirement issues, estate planning needs and other various financial challenges.

REAP is a professional firm designed to assist families in protecting their assets and maintaining their standard of living. The following is a partial list of services we provide:

Asset Protection and Preservation

Estate Tax Limitation or Reduction

Wealth and Estate Transfer Planning

Individual and Family Trust Planning

Planning for Disability or Incompetence

Capital Gains Tax Reduction

Reduction of Taxes on Social Security Benefits

Income Tax Reduction and Increasing Spendable Income

Seminars Specializing in Estate, Income, Financial & Tax

Advisory Issues

Many families can better organize their estate, income, financial and tax affairs when they know about the many solutions that are available beyond what they are told by their stockbrokers, accountants and attorneys.

General Information

Firm Start Year


No.of Employees




Firm CRD#


Insurance License#


Name of Broker/Dealer

REAP in Wealth Management, LLC

Name of Custodial Firm

TDAmeritrade, Schwab

States Licensed in

Florida, Georgia, Tennessee

Years of Experience in Financial Services


Number of Years with Current Firm


Work Experience

Full service estate planning, income modeling, and independent financial advisory work.

I work with the following types of clients

Individual Investors, Businesses, Investment Clubs


Investment Types

Stocks, Mutual Funds, Bonds, Annuities, Insurance, Commodities, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)

I can meet clients in the following ways

Via phone, Via email, At my office, At your office, At your home


Registered Investment Advisor


Registered Representative


Investment Advisor Representative


I am an acknowledged fiduciary


Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

Certified Senior Advisor (CSA)®, Certified Fund Specialist (CFS), Certified Estate Advisor (CEA)®, Masters in Financial Services (MSFS), Certified Estate Advisor (CEA)®

Securities Licenses

Series 65

Insurance and Annuity Licenses

Annuity, Life, Long Term Care

Financial Organization Memberships

MSFS, Society of Financial Services Professionals

Non-Financial Organization Memberships

Certified Estate Planning network Certified Financial Fiduciary designation

Firm Information

Firm's Number of Clients


Firm's Number of Planning Clients


Firm's Number of Managed Clients


Assets Managed by Firm


Advisor's Number of Clients


Advisor's Number of Managed Clients


Advisor's Number of Planning Clients


Assets Managed by Advisor


Compensation and Fees

Fee Structure

I am a Fee-Based financial professional

Minimum Portfolio Size for New Managed Accounts


Compensation Methods

Based on Assets

Fee % Based on Assets



BA, Honors - Political Science & History

Indiana University
1974 - 1978

Overseas Scholar - Economics, Social Sciences

Polytechnic of Central London (Westminster)
1976 - 1977