Our NOVA Financial team has an investment philosophy rooted-in the pursuit of a better investment experience for you. We use key principles grounded in academic research to maximize your odds of success. This strategy: Over time, allows you the ability to grow your savings, create regular income or preserve assets. Is tied to your individual risk score so you have confidence in down markets to maintain investing discipline. Is administered under the fiduciary, fee-based or fee-for-service billing model.