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Les H Kern


2306 Wrightsville Ave

Wilmington, NC 28403
(800) 7938884

We help educate clients about retirement

About Les H. Kern IAR CRFA LUTCF

We believe that while it is important to choose investments and financial strategies with a history of good rates of return, it is just as important to look at and investment's performance in a year with a market downturn. We teach clients that to get the best return, their portfolios cannot go backwards. We recommend investments with well-defined sell strategies that we believe will weather downturns efficiently. The bottom line: We try to avoid loss whenever possible.

Les H. Kern is an Investment Advisor, of a wealth management firm of D.H. Hill Advisors that is committed to helping clients get to retirement and to help provide a sound retirement income they cannot outlive. As a true independent advisor our customized programs are designed to protect, conserve and grow our client's wealth by sound income strategies with investments that deliver an unprecedented level of income with services.

General Information

Firm Start Year


No.of Employees




Firm CRD#


Insurance License#

P &C life, health,

Name of Broker/Dealer

D.H. Hill Advisors, LLLP, Member of FINRA &SIPC

Name of Custodial Firm

Schwab, TD, thru Belpointe Asset Management

States Licensed in

NC, SC , MO , MI , FL

Years of Experience in Financial Services


Number of Years with Current Firm


Work Experience

different schools and school at the broker dealer I went to.

I work with the following types of clients

Non-Profit Organizations, Individual Investors, Businesses


Investment Types

Income strategies, Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)

I can meet clients in the following ways

Via email, Via phone, At your office, At my office, At your home


Registered Investment Advisor


Registered Representative


Investment Advisor Representative


I am an acknowledged fiduciary


Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

Life Underwriter Training Council Fellow (LUTCF)

Securities Licenses

Series 7, Series 24, Series 63, Series 65, Series 6, variable contracts

Insurance and Annuity Licenses

Disability, Property, Casualty, Accident, Annuity, Health, Life, Variable Annuity, Long Term Care, Variable Life

Financial Organization Memberships


Non-Financial Organization Memberships

ADISA currently has more than 4,500 members from across the country in various alternative investments professions including attorneys, CPAs, broker-dealers, sponsors, lenders, mortgage brokers, qualified intermediaries, real estate agents, registered investment advisors and registered representatives. Association...Advisor Academy thru David Scranton CLU,ChFC,CFP,CFA,MISFS

Firm Information

Advisor's Number of Clients


Advisor's Number of Managed Clients


Advisor's Number of Planning Clients


Assets Managed by Advisor


Compensation and Fees

Fee Structure

Fee-Based (Fee and Commissions)

Minimum Portfolio Size for New Managed Accounts


Compensation Methods

Based on Assets

Fee % Based on Assets

.25. to 1%

Hourly Rate


Additional Details on Charges

No sign up fees period minumun for managed accounts varies

Minimum Fee Charged for Hourly Planning Accounts

1/2 hour


Wealth Intelligence Academy - Master Trader- Advance Covered Calls

Wealth Intelligence Academy
12/2003 - 1/2004

Classes-no degrees - Investment,financial planning, and client service

Advisors Academy
10/12/2013 - 12/18/2013

Classes-no degrees - Wealth Transfer Deferred Sales Trust

none.... passed exam
3/1/2017 - 3/31/2017

Teaching classes - Pro-Bono Teaching to education the Public

none-thru ACEF
5/1/2006 - 5/1/2007

Series 24 - Compliance & Supervision

none.... passed exam
3/1/2010 - 9/1/2010

Monthly Classes - Financial Planning

Sigma Financial Corp
2/15/1989 - 9/13/2006

CRFA - Retirement Planning for Seniors

Classes and. passed exam
6/15/2005 - 6/20/2005


almost all is done under the based platform as an advisor...


Advisory thru D.H. Hill Advisor Inc. A Registered Investment Advisor which is a fee only fiduciary