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Michael Cammarata

MSA Financial

25 Braintree Hill Park
Suite 205

Braintree, MA 02184
(781) 8433500

Envision>>Plan>>Act

About MSA Financial

Helping people live their lives with financial confidence. Being able to live through life stages into retirement begins with making good decisions about your financial future. Partnering with a seasoned firm with knowledgeable, trusted financial advisors who understand your needs can make these important choices easier.

Experience

We have managed money through some dramatic markets. Today's investing environment is no less dynamic. Managing risk is how best to stay ahead. What we do best is seek the opportunities amid all the changes and volatility. We take a holistic approach to protecting and safeguarding client portfolios.

Expertise

Our advisors help clients envision how they can afford to retire. By creating a personal plan, we work to maximize the income and minimize the risks of volatile markets. We actively manage your financial portfolio and keep you informed all along the way.

Independence

We are an independent firm. This means we have access to a myriad of investment choices and have no allegiance to any company in particular. Our financial advice and investment recommendations are unbiased and firmly rooted in our client's needs and goals.

Let us help you live your life with financial confidence.

General Information

Firm Start Year

1997

No.of Employees

10-19

CRD#

4846748

Name of Broker/Dealer

Securities America

Name of Custodial Firm

Fidelity Investments

States Licensed in

MA

Years of Experience in Financial Services

14

Number of Years with Current Firm

14

Work Experience

MSA Financial - August 2004-Present

I work with the following types of clients

Businesses, Individual Investors, Non-Profit Organizations

Services

Investment Types

Bonds, Stocks, Insurance, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Options & Futures, Annuities

I can meet clients in the following ways

At your office, Via email, Via phone, At my office, At your home, Video Conference

Compliance

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

No

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CERTIFIED FINANCIAL PLANNER™ Certificant

Securities Licenses

Series 7, Series 66, Series 63

Insurance and Annuity Licenses

Disability, Accident, Annuity, Health, Life, Variable Annuity, Long Term Care, Variable Life

Financial Organization Memberships

Financial Planning Association (FPA)

Firm Information

Firm's Number of Clients

1500

Firm's Number of Planning Clients

1500

Firm's Number of Managed Clients

100+

Assets Managed by Firm

$550,000,000

Advisor's Number of Clients

150

Advisor's Number of Managed Clients

150

Advisor's Number of Planning Clients

150

Assets Managed by Advisor

$110,000,000

Compensation and Fees

Fee Structure

I am a fee-based financial professional

Minimum Portfolio Size for New Managed Accounts

250000

Compensation Methods

Commissions

Fee % Based on Assets

1.00

Hourly Rate

$250

Flat Fee Rate

$1,800

Additional Details on Charges

Each client is different and a initial consultation is needed to figure out compensation structure

Minimum Fee Charged for Hourly Planning Accounts

$250

Education

Bachelors - Financial Economics

St. Anselm College
09/2000 - 05/2004

Disclosures

Please see my website for additional information and disclosure. www.msaplan.com

Disclaimer

Please see my website for additional information and disclosure. www.msaplan.com https://brokercheck.finra.org/