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John Borger

Royal American Financial Advisors, LLC

27192 Newport Rd., Suite 4

Menifee, CA 92584
(951) 6792065

Dedicated To Your Peace of Mind

About Royal American Financial Advisors, LLC

John believes that security comes from keeping his clients informed. In addition to reducing risk and optimizing performance, John has made his life long goal to help his clients prevent costly financial mistakes. John believes selecting quality investments and preventing unnecessary risks & losses is the mark of a good advisor. John and the other founders of Royal American want the focus to be on the client. They believe that if the focus is on the client by providing the best possible financial products and service available, the bottom line will take care of itself. John has chosen to work with a limited number of select clients to accomplish his goal of excellent service for his clients and to spend more quality family time with Cara, Tyler and Trevor.

Royal American Financial Advisors is a fee only fiduciary advisor. In keeping your best interests in mind, we will not accept any commissions, fees, or incentives from any third parties or financial institutions. We have made a commitment to only accept compensation directly from our clients. By making this commitment to not accept compensation from third parties, we eliminate potential conflicts, so you can have confidence we are making decisions in your best interest.

General Information

Firm Start Year

1999

No.of Employees

5-9

CRD#

2310995

Firm CRD#

111192

Insurance License#

0B08460

Name of Custodial Firm

TD Ameritrade or Charles Schwab

States Licensed in

CA

Years of Experience in Financial Services

23

Number of Years with Current Firm

19

Work Experience

Resume available on website: http://www.myinvestmentcoach.com/johnborger

I work with the following types of clients

Individual Investors

Services

Investment Types

Real Estate, Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs)

I can meet clients in the following ways

Via email, At my office, At your office, At your home, Via phone

Compliance

Registered Investment Advisor

Yes

Registered Representative

No

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CERTIFIED FINANCIAL PLANNER™ Certificant, Insurance License (Life & Health; Long Term Care; Specify below)

Securities Licenses

Series 65, Series 63, Series 24, Series 7

Insurance and Annuity Licenses

Annuity, Variable Life, Long Term Care, Variable Annuity, Life

Compensation and Fees

Fee Structure

I am a Fee-Only financial professional

Minimum Portfolio Size for New Managed Accounts

$50,000.00

Compensation Methods

Flat Fee

Fee % Based on Assets

1.0

Hourly Rate

$300

Flat Fee Rate

$2,500

Additional Details on Charges

Flat Fee Structure: $1,000,001 to $3,000.000 ~ $2,500 per quarter flat fee $3,000,001+ shall have negotiated flat-fees

Managed Fee Based Assets 1.00% Transaction fees and/or other fees charged by custodian are in addition to advisory fees.

Disclosures

http://www.myinvestmentcoach.com/disclosures.html