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Dave Hutchison CFP®

Hutchison Investment Advisors

1720 E Calle Santa Cruz

Phoenix, AZ 85022
(602) 9557500

Independent - Based on a CPA firm background not sales

About Hutchison Investment Advisors

We are an independent fiduciary, required to act in the best interest of our clients. We carefully blend financial concepts and analytical evaluations of various options to educate, develop an action plan and monitor results to help clients pursue their financial goals.

Based on a CPA firm background and 30+ years of making investment and financial planning recommendations I specialized in a "participate yet protect" philosophy.

I monitor many investment managers - not just a favored few - to choose our key recommendations based on a clients objectives and risk tolerance. One of the many factors we monitor is a managers long-term risk vs. reward history. This is calculated in modern portfolio terms of Beta (risk relative to a baseline) vs. Alpha (outperformance vs. risk taken). These are just two of many factors we evaluate when making investment recommendations.

I educate clients on the pros and cons of various investment alternatives and actively monitor results. I update you on changing market conditions and suggest adjustments as the investment outlook changes. Portfolios are not static but should be dynamically changing with market conditions.

As a financial advisor, I give you the facts as an independent Registered Investment Advisor to help you make important investment decisions based on my analytical CPA firm background, not impressive salesmanship.

General Information

Firm Start Year

1981

No.of Employees

2-4

CRD#

732974

Firm CRD#

116090

Insurance License#

699225

Name of Broker/Dealer

Cetera Advisors, Member FINRA/SIPC

Name of Custodial Firm

Pershing LLC

States Licensed in

AZ, CA, CO, IL, IN, MD, NJ, NY, OH, OR, TX, VA, WA

Years of Experience in Financial Services

35+

Number of Years with Current Firm

20+

Work Experience

Dave Hutchison was in the tax department of Touche Ross and then McGladrey Henderickson & Co., CPAs - both in Minneapolis - prior to founding his own accounting firm in 1975. Before selling the practice in 1989, he found a huge need for independent financial planning and advice on investments and insurance alternatives based on side-by-side analytical comparisons rather than sales hype. For the last 35+ years, Dave has specialized in helping clients save, accumulate, invest and help protect their assets.

Since founding Hutchison Investment Advisors, in 1988 and previously a sole proprietor Registered Investment Advisor in 1981, Dave Hutchison, CFP has been dedicated to a "Participate yet Protect" approach helping to reduce downside risk as much as possible in diversified investment portfolios we recommend for our advisory clients.

I work with the following types of clients

Businesses, Non-Profit Organizations, Retirement Plans and IRAs, Individual Investors

Services

Investment Types

Real Estate, Annuities, Mutual Funds, Bonds, Stocks, Insurance, Alternative Investments, Socially Responsible Investments (SRI)

I can meet clients in the following ways

Via email, Via phone, At my office, At your home, At your office

Compliance

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CERTIFIED FINANCIAL PLANNER™ Certificant, Insurance License (Life & Health; Long Term Care; Specify below)

Securities Licenses

Series 66, Series 6, Series 7, Series 24, Series 65

Insurance and Annuity Licenses

Annuity, Life, Variable Annuity, Long Term Care, Variable Life

Financial Organization Memberships

Financial Planning Association (FPA)

Compensation and Fees

Fee Structure

I am a fee-based financial professional

Minimum Portfolio Size for New Managed Accounts

Work with all

Compensation Methods

Hourly

Fee % Based on Assets

None

Hourly Rate

150

Flat Fee Rate

$500

Additional Details on Charges

We usually do not recommend typical asset management accounts which typically charge asset management or wrap fees. Such fees are often the most expensive way to get investment advice for long-term growth investing. A typical advisory fee to provide an extensive evaluation of your current portfolio including risk/reward assessment compared to our benchmarks and our recommendations is only $500. No cost introduction session to discuss your needs and how we might address your objectives.

Disclosures

http://dhutch.news/RIADisclosure

Disclaimer

Investment Advisory Service offered through Hutchison Investment Advisors, Inc. Securities offered through Cetera Advisors, LLC, member FINRA/SIPC Cetera is under separate ownership from any other named entity.