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Pomona Retirement Planning

Pomona retirement planning is something all residents in Pomona, CA should be thinking about, even if they have just joined the workforce. Retirement planning is not just for people that are nearing the age of retirement; in fact, if you wait this long to secure your retirement, you could be waiting too long. Speak to a financial planner as soon as you start working to get your finances in order and plan for your retirement.

Most people in California retire around the age of 65. What this means is that you have several good years and decades to enjoy your golden years. You want to be sure you have adequate funds to pay for your adventures and your everyday living expenses. This is what Pomona retirement planning can do. It is up to you, the individual, to secure your financial future and save for when you are out of the workforce. Start by comparing your Pomona retirement planning choices with a qualified financial planner.

Types of Retirements Accounts

There are several options when it comes to Pomona retirement planning. California financial planning starts with looking at these options in detail. There is no right or wrong way to plan for when you retire. However, make sure you understand your options now to avoid any complications down the road.

The first option you need to consider is an Individual Retirement Account (IRA). These accounts are tax deductible and allow your employer to match your contribution with your income. Even if you decide against this option or if your employer does not participate in this type of fund, you can still receive large tax deductibles from this type of savings account. IRA plans come in several options including the 401 (k) and the 403 (b). A financial planner can help you determine the right option for you.

Another thing you can consider when doing your Pomona retirement planning is a Roth IRA. A Roth IRA is a type of account that lets you make contributions after your tax dollars. If you are looking for a little extra for your golden years, a Roth IRA can get you there.

One of the biggest benefits to a Roth IRA is that you control how much or how little you contribute depending on your current financial situation. Furthermore, you can usually withdrawal the money tax free after a certain age. Keep in mind, however, that withdrawing the money earlier than your set date (usually at the age of 65) can incur a hefty fee so make sure you are only contributing what you can afford in the long run.

Pomona Retirement Planning Benefits

When it comes to Pomona retirement planning it can be difficult to balance planning for your golden years and preparing for other life goals. If you add too much to your Roth IRA you may not have enough to reach your more current life goals; however, if you live too much for today, you could regret it tomorrow. The key is to balance all your current life goals and future financial plans. One way to do this is to meet with a Pomona financial planner to assess your financial situation and come up with a strategy that incorporates preparing for your senior years and for all the other things you want to achieve first.

Before you can think about what you want to achieve when you retire, you need to think about other life goals. This includes things like buying a house in California, raising a family, having a wedding of your dreams and starting a children's education fund. These are some of the more common goals of people living in Pomona and across the nation; however, you should also think about your individual life goals such as vacations and travel dreams, desires to start your own business, or anything else that you have always wanted to achieve.

California Financial Planners Advice

Start early when planning for your golden years Pomona CA. While it is possible to do your own retirement planning, it is always a good idea to speak to a Pomona financial planner about your goals. That way you can get on the right track to retire from the start.

When you speak to a financial planner in Pomona, CA, they will help assess your goals and determine a Pomona retirement planning schedule. Things like where you plan on living, what you plan on doing, items you might want to buy, events you want to go to, places you may want to visit - all of these things can be discussed now to ensure they happen down the road. While it might seem silly to be planning for to retire now, especially if you have just entered the work force, the sooner you start Pomona retirement planning, the better.

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Retirement Planners In Pomona

Brad Maurer
Brad Maurer
2400 E Katella Ave
Suite 800
Anaheim, CA 92806

Fritz Miller
Fritz Miller
155 N. Lake Ave.
Suite 780
Pasadena, CA 91101

Cheri  Franklin, CFP, AIF, CRPC
Cheri Franklin, CFP, AIF, CRPC
100 Spectrum Center Drive
Suite 900
Irvine, CA 92618

Rick Donnelly
Rick Donnelly
2040 Main Street
Suite 705
Irvine, CA 92614

Alan Gelb, CFP
Alan Gelb, CFP
330 N. Brand Blvd.
Suite 1150
Glendale, CA 91203

Simon Reeves
Simon Reeves
30 Enterprise, Suite #190
Aliso Viejo, CA 92656

Zain Griffith
Zain Griffith
9701 Wilshire Blvd
Suite 1000
Beverly Hills, CA 90212

Mark Higginbotham
Mark Higginbotham
21515 Hawthorne Blvd
Suite 580
Torrance, CA 90503

Theodore E.  Saade CFP®, AIF®, CMFC
Theodore E. Saade CFP®, AIF®, CMFC
2121 Avenue of the Stars
Suite 1600
Los Angeles, CA 90067

Paul Taghibagi, CFP
Paul Taghibagi, CFP
2121 Avenue of the Stars
Suite 1600
Los Angeles, CA 90067

Anthony Masterson
Anthony Masterson
12100 Wilsure Blvd.
8th Floor
Los Angeles, CA 90025

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