Dependable Retirement Planning Advisors

Flint Retirement Planning

Finding objective Flint retirement planning advice has become easier than ever. With the population of adults over 50 growing, working professionals in Michigan are placing more emphasis on retirement planning. As a result, the number of financial planners who specialize in helping people achieve financial independence after they retire has increased.

Along with the funds you contribute to a 401k or 403b through your Flint employer, you may have already started to diversify your portfolio by investing in an IRA or Roth IRA, bonds or CDs. With the help of a Flint retirement planning specialist, you can invest in a number of accounts to create a steady income for the time when you're no longer working. As you advance in your career and start your family in this hard working community where General Motors was born, you'll have greater peace of mind knowing that your money is working for you to build a fruitful retirement.

Readiness to Retire in MI

Situated on the Flint River in MI, the city of Flint has a long history in the automotive industry. The city has been through an economic revitalization recently, attempting to diversify its economic interests in order to provide steady employment for all of its adult residents. If you're just starting your first job in Flint, retirement may seem like a distant dream, and planning for such a faraway time may seem unnecessary. However, it's never too early to open your own savings account, or to establish a Michigan retirement contribution plan through your employer.

No matter how old you are or how long you've been working, a Flint retirement planning consultant can evaluate your readiness for retirement to help you assess your financial status. An evaluation includes a review of your current savings, your anticipated investment earnings over the years ahead and your expected Social Security benefits. Planning for the future requires considering all of these income sources in order to determine whether you'll have enough money to lead a comfortable life as a senior citizen.

With the lifespan of the average American increasing, working adults in Flint find that they must revise their Flint retirement planning goals. With residents of MI leading active lives in their 70s, 80s and beyond, you may require more income than you originally anticipated when you started your savings plan. A Flint retirement planning consultant can help you predict your financial requirements as a senior citizen, including basic needs like housing, food, transportation and health care, so that you'll be on target with your goals when it's time to conclude your career.

In addition to planning for your most basic needs as a Flint retiree, consider your personal dreams for the future. Planning for goals such as traveling, going back to school, spending time with family or taking on home improvement projects is an important aspect of Flint retirement planning. These activities will promote your emotional well being, enhance your quality of life and improve the overall state of your health.

Working After You Retire

Planning for the end of your career has changed considerably in recent generations. While the age of 65 used to be the standard age to retire, professionals may now plan to extend their working lives until the age of 70 or 80. Many refuse to set a specific date for the end of their career, preferring to see how their finances evolve in the years ahead.

These days, Flint retirement planning is far more flexible than it used to be. You may decide to retire at age 70, then elect to return to work after 2 or 3 years of leisure. If you choose to go back to work after you retire or become a part time consultant, a professional financial planner can help you revise your financial goals to accommodate the additional income.

While some retirees choose to go back to work because they miss the intellectual and social stimulation of the workplace, others are forced to go back to work because they can't afford to live on the funds they accumulated. In some cases, no matter how diligently you save, you may be faced with a life crisis or a change in plans that undermines your goals for the future. A Flint retirement planning specialist can help you avoid this situation by building a safety net for emergencies and managing your risks with savings and insurance.

Flint retirement planning specialists present versatile, creative financial solutions for retirees and future retirees. Although most of us know how to establish a savings account and build income for the future, professional planners can teach you strategies for maximizing your investments and making the most of your life as a senior citizen. Use the convenient form on our website to request information from several qualified Michigan retirement planners.

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Retirement Planners In Flint

Todd Perry, CFP, CIMA, CPWA
Todd Perry, CFP, CIMA, CPWA
135 W North Street Ste 1
Brighton, MI 48116

Christopher Mollan
Christopher Mollan
31731 Northwestern Hwy.
Suite 151W
Farmington Hills, MI 48334

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