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Aurora Retirement Planning

Aurora retirement planning combines saving and investment strategies to help you maintain your standard of living when you're no longer earning a salary. In order to see maximum growth from your efforts, it pays to start early with a 401k plan through your CO employer or a Colorado IRA. You can consult an Aurora retirement planning specialist as soon as you launch your career to learn about how you can start working for financial independence as early as your 20s or 30s.

Aurora, CO is a rapidly growing community that borders Denver, the capital city of Colorado. Aurora offers a wide variety of professional opportunities and housing possibilities for young families. Senior citizens are drawn to Aurora by its abundance of affordable, well appointed senior living communities. No matter what your stage in life, you're never the wrong age to start planning for a more secure future. With advice from an Aurora retirement planning expert, you can establish the life you dream of in this culturally diverse Rocky Mountain community at any age.

Assisted Living in Aurora

Home ownership in Colorado can provide financial benefits and physical and emotional security. Your house is one of your most valuable investments, and the equity you build in your property can give you significant leverage when you're seeking a loan or a line of credit. In your retirement years, your house can contribute to your Aurora retirement planning goals, providing financial stability and a source of potential income. However, for many older adults, a house is a burden and an obstacle to the lives they want to lead.

Many older adults are drawn to the idea of living in senior-oriented communities where many of their day-to-day medical, social and recreational needs are met by a caring staff. Without the costs and effort of maintaining a house, you can enjoy interactions with other people in your age group, participate in exercise classes, pursue hobbies or take educational courses. Aurora has some of the most attractive facilities in the country, with beautiful surroundings and plenty of amenities to make your life easier.

The cost of housing is an important aspect of your Aurora retirement planning goals. Many adults are investing in long-term care insurance to plan for the future costs of assisted living, long-term care, nursing homes or alternative home care. While your Medicare benefits may cover some of these costs, Medicare typically does not pay for assisted living facilities. For the most flexibility in your retirement planning, talk with an Aurora advisor about adding long-term care insurance to your planning tools.

Your 401k, 403b, IRA or Roth IRA can provide additional sources of income to cover housing costs in retirement. As you're planning your savings goals, work with an Aurora retirement planning consultant to factor in the effects of inflation. Economic trends suggest that when you're building funds for the future, it pays to assume that your costs of living as a retiree may be higher than current costs.

Working after Retirement in CO

Whether you're planning to retire at the age of 50 or to continue working until your 70s or 80s, your retirement date plays an important part in your savings objectives. Some older adults find themselves returning to work after they've officially entered retirement because their Social Security and Medicare benefits don't cover their basic needs. You can avoid being forced back to work by your financial circumstances if you map your future carefully with an Aurora retirement planning specialist.

Going back to work can be a rewarding experience if you miss the social and mental stimulation of the work place. Taking a part time job or offering your services as a consultant can bring you personal and financial benefits as a retiree. When you're planning to return to the work force, talk with your Aurora retirement planning advisor to make any necessary adjustments in your budget, taxes or withdrawals from your accounts.

Working as a retiree may give you the added benefit of having a health insurance plan to supplement your Medicare coverage. While Medicare pays for many of your routine and preventive care needs as an older adult, as well as many hospitalization costs, these government benefits rarely cover all of a senior citizen's medical needs. Supplemental health insurance can fill in the gaps in your health care needs, whether you obtain this coverage privately or through an employer.

The years after you retire can be some of the most productive years of your life if you've invested time in Aurora retirement planning. Whether you decide to go back to work, go to school for a second degree, travel or open a home-based business, you can take those steps voluntarily when you're financially independent. Contact an advisor through our site to design a plan for your future today.

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Retirement Planners In Aurora

Daniel Grote
Daniel Grote
2373 Central Park Boulevard
Suite 100
Denver, CO 80238

Andy Lyford
Andy Lyford
1231 S. Parker Rd Suite 104
Denver, CO 80231

50 South Steele Street #830
Denver, CO 80209

Derek Eichenwald
Derek Eichenwald
1610 Wynkoop Street
Suite 550
Denver, CO 80202

Martin Walsh
Martin Walsh
1700 Broadway
Suite 500
Denver, CO 80290

Stephen Gordon
Stephen Gordon
One DTC 5251 DTC Parkway
Suite 990
Greenwood Village, CO 80111

Herb White, CFP
Herb White, CFP
8400 E Prentice Ave.
Suite 715
Greenwood Village, CO 80111

Jack Venable, CFP, ChFC, CASL, CLU, APMA
Jack Venable, CFP, ChFC, CASL, CLU, APMA
9351 Grant St
Suite 300
Thornton, CO 80229

Christopher Kolker
Christopher Kolker
6896 South Cook Way
Centennial, CO 80122

Wendy Martinez
Wendy Martinez
1885 W. 120th Avenue
Suite 800
Westminster, CO 80234

Phil Wilson
Phil Wilson
10012 Commons Street
Suite 108
Lone Tree, CO 80124

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