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About Financially Fluent Advisors |
Conversation and communication are the basis of planning with Financially Fluent.
First, we get you organized. We look at all your accounts, assets, and liabilities to get a
panoramic view of your financial life. Then, we talk about your goals. We help you think
through short, mid, and long-term aspirations. Understanding your values is equally important,
and we will be sure your goals and values align.
After, we put together a documented plan. Since we understand that the process can be
overwhelming, we deliver meaningful action items which can lead to immediate results.
Ongoing, we create a dynamic plan, updating and adjusting as your life changes. Whether it is
retirement, birth of a child, purchase of a new home, or the passing of a loved one, we will be
with you along the way.
We look to diversify portfolios with a variety of investments. Simple sophistication is our
intention.
Through our financial planning process, we determine your time horizons and investment
objectives. Then, we review your acceptable levels of risk and reward and ensure that our
proposed asset allocation fits you.
Trisha Qualy and Tom Rippberger are Investment Advisor Representatives and Registered
Representatives offering securities and advisory services through Cetera Advisor Networks LLC,
member FINRA, SIPC. Advisory services also offered through AdvisorNet Wealth Management (AWM).
Financially Fluent Advisors LLC, Cetera Advisor Networks LLC, and AWM are not affiliated. |
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General Information |
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| States Willing to do Business in: |
Afton,Andover,Anoka,Bayport,Cedar,Champlin,Chanhassen,Chaska,Circle Pines,Cottage Grove,Dayton,Excelsior,Farmington,Forest Lake,Hamel,Hanover,Hopkins,Houlton,Hugo,Inver Grove Heights,Lake Elmo,Lakeland,Lakeville,Long Lake,Loretto,Maple Plain,Mendota,Minneapolis,Minnetonka,Mound,Newport,Osseo,Plymouth,Prior Lake,Rogers,Rosemount,Saint Bonifacius,Saint Paul,Saint Paul Park,Savage,Shakopee,South Saint Paul,Spring Park,Stillwater,Vermillion,Victoria,Wayzata,Willernie,Hastings
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| Years of Experience in Financial Services: |
10
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| Number of Years with Current Firm: |
8
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant
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| Securities Licenses: |
Series 7, Series 66
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| Financial Organization Memberships: |
Financial Planning Association (FPA), Paladin Registry
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| Non-Financial Organization Memberships: |
Yoga Alliance
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation and Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Compensation Methods: |
Hourly, Flat Fee, Based on Assets
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| Prepared By: |
Trisha Qualy |
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