Featured Business Financial Advisor in Wilmington, NC
Wilmington Financial Advisors
Les H. Kern IAR CRFA LUTCF
2306 Wrightsville Ave, #201
Wilmington, NC 28403
(800) 793-8884
“We help educate clients about retirement”
Advisor Profile
Les H Kern
Name:  Les H Kern
Phone Number:  (800) 793-8884
Website:  Visit Website
Disclosure Link:
almost all is done under the...
Disclaimer
Advisory thru D.H. Hill Advisor Inc. A Registered Investment Advisor which is a fee only fiduciary

About Les H. Kern IAR CRFA LUTCF

We believe that while it is important to choose investments and financial strategies with a history of good rates of return, it is just as important to look at and investment's performance in a year with a market downturn. We teach clients that to get the best return, their portfolios cannot go backwards. We recommend investments with well-defined sell strategies that we believe will weather downturns efficiently. The bottom line: We try to avoid loss whenever possible.

Les H. Kern is an Investment Advisor, of a wealth management firm of D.H. Hill Advisors that is committed to helping clients get to retirement and to help provide a sound retirement income they cannot outlive. As a true independent advisor our customized programs are designed to protect, conserve and grow our client's wealth by sound income strategies with investments that deliver an unprecedented level of income with services.
 

General Information

CRD#:    1140180
Firm CRD#:    116324
Insurance License#:    P &C life, health,
Name of Broker/Dealer:    D.H. Hill Advisors, LLLP, Member of FINRA &SIPC
Name of Custodial Firm:    Schwab, TD, thru Belpointe Asset Management
States Licensed in:    NC, SC , MO , MI , FL
States Willing to do Business in:    Bolivia,Burgaw,Carolina Beach,Castle Hayne,Currie,Delco,Hampstead,Kure Beach,Leland,Oak Island,Riegelwood,Rocky Point,Southport,Wilmington,Winnabow,Wrightsville Beach,all the way to Murrells Inlet
Years of Experience in Financial Services:    35
Number of Years with Current Firm:    3
Work Experience:    different schools and school at the broker dealer I went to.
I work with the following types of clients:    Non-Profit Organizations, Individual Investors, Businesses
 

Services

Investment Types:    Income strategies, Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)
I can meet clients in the following ways:    Via email, Via phone, At your office, At my office, At your home
 

Qualifications & Memberships

Certifications, Accreditations & Designations:    Life Underwriter Training Council Fellow (LUTCF)
Securities Licenses:    Series 7, Series 24, Series 63, Series 65, Series 6, variable contracts
Insurance and Annuity Licenses:    Disability, Property, Casualty, Accident, Annuity, Health, Life, Variable Annuity, Long Term Care, Variable Life
Financial Organization Memberships:    A.D.I.S.A.
Non-Financial Organization Memberships:    ADISA currently has more than 4,500 members from across the country in various alternative investments professions including attorneys, CPAs, broker-dealers, sponsors, lenders, mortgage brokers, qualified intermediaries, real estate agents, registered investment advisors and registered representatives. Association...Advisor Academy thru David Scranton CLU,ChFC,CFP,CFA,MISFS
 

Firm Information

Advisor's Number of Clients:    60
Advisor's Number of Managed Clients:    50
Advisor's Number of Planning Clients:    60
Assets Managed by Advisor:    $15,000,000
 

Compliance

Registered Investment Advisor:    Yes
Registered Representative:    Yes
Investment Advisor Representative:    Yes
I am an acknowledged fiduciary:    Yes
Compliance Disclosures in Last 5 years:    I have a clean record
Criminal Disclosures in Last 5 years:    I have a clean record
 

Compensation and Fees

Fee Structure:    I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:    $25,000
Compensation Methods:    Commissions, Flat Fee, Hourly, Based on Assets
Fee % Based on Assets:    .25. to 1%
Hourly Rate:    400.00
Additional Details on Charges:    No sign up fees period minumun for managed accounts varies
Minimum Fee Charged for Hourly Planning Accounts:    1/2 hour
 
 
 
Prepared By: Les H Kern

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